About Pensiqo

Pensiqo explains pensions, taxes and reforms in Germany with calculators that show every step – in German, English and Turkish.

Where the numbers come from

All parameters (pension value, contribution rates, tax schedule, age limits) come from German laws, regulations and publications of the Deutsche Rentenversicherung and the Federal Ministry of Finance. Every value in the calculation steps links to its source, date and legal status. The calculations are regularly checked against the GETTSIM microsimulation model and the official calculators.

How Pensiqo is funded

The pages are funded by advertising. Ads never appear directly above or below the calculator, are never chosen based on your inputs, and no ads for insurance or financial products are shown.

Limits

Pensiqo is a general calculator and does not replace legal, tax or pension advice. The Deutsche Rentenversicherung gives binding information free of charge.